Be it putting away money for a trip, your dream car, or a safer future, we offer two ways to save for your goals – Fixed Saving Spaces and Saving Spaces. With Grit Personal ‘Plus’ plan, get up to 5%* p.a. on USD savings.
Save twice on sending, spending, and withdrawing 40 currencies with our all-in-one account.
Combine Eligible Balances for up to $250,000 USD FDIC insurance via our Program Bank.
Grit Bank is a financial technology company, our services by Members of FDIC.
Experts aid startups with connections, advice, and solutions for sustainable growth and success.
Key services for growth-focused startups and executives, delivering impactful solutions.
Free unlimited wires, bill payments, and mobile deposits with no monthly fees or charges.
20x FDIC insurance through partner banks and sweep networks, exceeding industry standards.
Secures cash with up to $5M FDIC insurance through our partner banks and sweep networks.
Get 1:1 support from our relationship managers, who are experienced founders themselves.
Go global with the international business account. Pay employees, get paid and manage your cash flow in multiple currencies.
Our specialized teams ensure your money's safety through dedicated fraud and security measures.
Enhanced security: 2-factor authentication safeguards your valuable account information effectively.
Securely depositing funds with reputable financial partners ensures your money's safety.
Startups move at breakneck speed and we understand time means money. Our online banking services help you to move at your own pace with confidence and security.
From Startups to Fortune, over 500 companies in over 25 countries use Grit Bank.
Seize Global Markets Without Worry; Our Team Manages Backend Operations for Your Business Success.
Deliver Exceptional User Experiences with a Forward-Thinking Business Model Focused on Long-Term Success.
Gain Competitive Advantage by Rapidly Entering the Market; Let Us Support Your Accelerated Launch Process.
Simplify Transitioning to Subscriptions and Expanding Your Subscription Business by Partnering with Our Team.
Expand your global reach through strategic partnerships with affiliates and reseller networks worldwide.
Grit Bank fosters innovation and eliminates global commerce friction, creating a conducive environment for growth.
Grit Bank is a fintech company, not a traditional bank. Banking services are provided by Choice Financial Groups and FDIC members.
Grit Bank is free to use, but certain advanced features may come with fees. These include mass payments via API, Grit Treasury account management, non-USD currency exchanges, and optional premium processing for international USD transfers. There are no account minimums, overdraft fees, monthly charges, or account opening fees.
We can accept most startup companies that aren’t money services businesses or involved with adult entertainment, cannabis or internet gambling. Our product is geared towards tech companies, so it might not be the best fit for some other businesses, especially ones that frequently deal with physical cash. We cannot open accounts for trusts.
Customers must have some type of existing or planned operations in international address for their principal place of business. This can be a residential address, but may not be a registered agent, PO box, or UPS box address. Our customer base includes startups and ecommerce companies, as well as venture capital firms with entities in the Cayman Islands, British Virgin Islands, Saudi Arabia, Egypt, Oman, Bahrain, Qatar, Kuwait and United Arab Emirates. Upon applying, we’ll review to ensure you have up-to-date formation documents and otherwise satisfy our onboarding requirements. We cannot currently open accounts for founders operating in the following countries and regions: Afghanistan, Albania, Bosnia & Herzegovina, Botswana, Burundi, Cameroon, Central African Rep, Democratic Republic of the Congo, Congo, Croatia, Eritrea, Ethiopia, Haiti, Kosovo, Libya, Macao, Mali, Mozambique, Myanmar (Burma), Nicaragua, Nigeria, Pakistan, Somalia, Tanzania, Venezuela, Viet Nam, Western Sahara, Yemen, Zimbabwe, Belarus, Iran, North Korea, Cuba, Syrian Arab Republic, Ukraine (specifically, Kherson, Zaporizhzhia, Donetsk, Luhansk, and and Crimea).
Our main revenue source is interest from deposits. Besides, we earn from account usage and merchant transfer fees (interchange), international wire FX processing, and other fees.
For any queries or concerns unrelated to the current topic, we encourage you to explore our Help Center or email us at info@gritbank.com.
Grit Bank's Real Difference for High-Growth Businesses and Large Companies.
Using Grit Bank has been a game-changer for my business. Their seamless online platform and top-notch security features give me peace of mind while managing finances.
I highly recommend Grit Bank to anyone looking for a reliable and secure banking solution. Their customer support team is always helpful and responsive.
I've been a loyal customer of Grit Bank for years, and I continue to be impressed by their commitment to excellence and continuous improvement.
Grit Bank's innovative approach to banking has made managing my finances easier than ever. Their user-friendly interface and competitive rates are unmatched.
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